Legal Focus
Supreme Court hands down landmark ruling on building remediation costs
Developers can now pursue negligent designers and contractors for legacy defect claims
South Africa moves to mandate mediation in high courts
New directive, which seeks to remediate the congested civil trial roll, will have an impact on insurance disputes
Rethinking insurance in wartime Ukraine
Most Ukrainian insurers now offer some form of coverage for war-related risks and are engaging international partners in specific projects and products
Insurers must balance risk and reward from ‘silent AI’ and policy wordings
Insurers will need to innovate to take advantage of AI technology and control exposures within existing policies or new standalone products
Rugby league concussion class action takes hold
Sports sector insurers on notice as former rugby league players’ class action joins rugby union and football in commencing legal proceeding against sports’ governing bodies
Are the UK's personal injury reforms working?
Piecemeal reforms mean the promised efficiency gains and cost savings have not fully materialised
PFAS is the emerging liability frontier for UK insurers
The growing risks associated with PFAS – so-called 'forever chemicals' – are creating new challenges for insurers. Policy wordings, litigation trends and regulatory developments should now be under close review
Social media has a role to play in combatting ghost broking
Social media offers unique capabilities for insurers and other stakeholders to educate and protect users – and to demonstrate leadership in safeguarding the integrity of the market
The changing landscape of professional indemnity claims in the UK
Analysis finds declining number of litigated PI claims since the peak in 2022, driven by increased emphasis on alternative dispute resolution and changes to the Civil Procedure Rules
Sports injuries and the concussion pandemic
A number of high-profile class actions relating to head injuries could open the floodgates to further claims
Technology is reshaping the nature of motor claims
Claims costs should go down as the motor industry catches up with technological advancements and the increase in popularity of electric vehicles
The AI Opportunities Action Plan brings new risks for insurers
The UK government’s plans for AI adoption and development will require insurers to refine their own strategies and policies to cover a market grappling with a new landscape of opportunity but also considerable risk
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